Terms of Service
Last Updated: August 2026 • Version 2026.1
1. Service Description
EZStub ("Service", "we", "us"), operated by Buy One Media LLC, provides an automated software utility that formats user-supplied compensation and deduction details into structured payroll documents, utilizing published 2026 federal and state withholding formulas.
The Service is strictly a document formatting and arithmetic calculation tool. The user is solely and entirely responsible for the accuracy, legality, and authenticity of all data entered into the platform.
2. Acceptable Use Policy & Prohibited Conduct
You agree to use the Service solely for legitimate payroll record-keeping, micro-business employer administration, contractor earnings statements, and personal financial organization for compensation actually earned.
- Entering compensation, hours, or wage amounts that you or your workers did not actually earn or disburse.
- Using documents generated by this Service to deceive, mislead, or present false statements to any landlord, property manager, mortgage lender, auto lender, commercial institution, or government agency.
- Creating payroll records purporting to originate from an employer, corporation, or entity that you do not own, manage, or hold explicit written authority to represent.
- Falsifying federal employer identification numbers (FEIN) or employee identifying information.
Violation of this Acceptable Use Policy constitutes a material breach of these Terms and will result in immediate termination of access without refund, as well as potential referral to legal authorities.
3. Independent Records & No Third-Party Verification
EZStub does not audit, verify, substantiate, or attest to any figures, employer names, or employee designations entered by users. Documents generated through this Service reflect user-supplied data and do not constitute independent third-party employment or income verification.
Any document reference QR code or ID lookup provided on documents confirms only that a document with corresponding metadata was generated on our platform; it does not verify the underlying truth or validity of the compensation figures.
4. No Tax, Legal, or Accounting Advice
The calculation engine utilizes published 2026 IRS Circular E (Publication 15-T) and state withholding formulas for standard scenarios. These calculations are provided for informational and record-keeping purposes only.
Local municipal taxes, state unemployment insurance (SUI), state disability insurance (SDI), pre-tax deductions, and specialized benefits may vary by jurisdiction. You should consult a certified public accountant (CPA) or tax attorney for statutory compliance questions.
5. Purchases & Digital Goods Delivery
Standard individual pay stub downloads and multi-stub packs are sold as one-time, non-recurring digital goods. Payments are processed securely via our payment processor, Stripe.
Business Pro employer plans are available as optional monthly recurring subscriptions or one-time lifetime passes. Subscriptions may be cancelled at any time via your account dashboard. For details on refunds, see our Refund Policy.
6. Limitation of Liability & Governing Law
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BUY ONE MEDIA LLC AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUE ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE.
These Terms shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to conflict of law principles. Any legal suit or action arising out of these Terms shall be instituted exclusively in the federal or state courts located in Ohio.
7. Contact & Inquiries
If you have questions regarding these Terms or our acceptable use policies, please contact: